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Home   »   Government   »   Sukanya Samriddhi Yojana Account: New Scheme for a Girl Child in India

Sukanya Samriddhi Yojana Account: New Scheme for a Girl Child in India

April 10, 2015

Sukanya Samriddhi Scheme

Save for every girl child in India. Reinforcing this idea, Prime Minister Narendra Modi launched ‘Sukanya Samriddhi Account Scheme’, a small savings scheme as a part of the ‘Beti Bachao Beti Padhao’ campaign. It is also considered a part of the government’s initiative to increase the percentage of domestic savings, which has reduced from 38% of the GDP in 2008 to 30% in 2013. This scheme will encourage parents to save for the education and future of their girl child.

How to Open the Sukanya Samriddhi Account?

  1. Guardian to open the account: The account can be opened only by parents or legal guardians for upto two girl children. In case of twins or triplets, an exemption will be made on production of a certificate from authorised medical institutions.
  2. Age Eligibility: A Sukanya Samriddhi account can be opened for a girl child till she attains the age of 10. The scheme started from 2 December, 2014. An initial grace period of one year has been announced for convenience. A girl child, who is born between 2 December, 2003 and 1 December, 2004, can open account by 1 December, 2015.
  3. Residence: The girl child should be an Indian resident throughout the term of the scheme.
  4. Account in the name of the beneficiary: Sukanya Samriddhi Scheme can only be opened in the name of the girl child. The depositor (guardian) will be an individual, who deposits amount in the account on behalf of the minor girl child.
  5. One Girl One Account: Only one account can be opened per girl child.
  6. Where to open Account: Sukanya Samriddhi account can be opened in Post Offices or authorised Banks (State Bank of India, Bank of Baroda, Punjab National Bank, Bank of India, Canara Bank, Andhra Bank, UCO Bank, and Allahabad Bank, to name the few).

Sukanya Samriddhi Yojana Account More Details

  1. Account Transferability: The account can be opened with an amount of Rs. 1000. It can be transferred from the original location to anywhere in India as the girl child relocates.
  2. Minimum Contribution: A minimum contribution of Rs. 1000 per account has to be deposited per year. A maximum of Rs.1, 50,000 per account can be deposited. There is no limit in the number of deposits in a financial year. The money can be deposited through cash, cheque or draft.
  3. Penalty: A penalty of Rs.50 will be imposed if the account is not credited with the minimum amount.
  4. Rate of Interest: The scheme is offering an interest rate of 9.1% per year. However, it will be revised in April every year and the change will be communicated subsequently. The interest will be compounded yearly and directly credited to the account.
  5. Term Period: The guardian is expected to deposit amount in the account only till the completion of 14 years. No deposits after that is required till the maturity of the account.
  6. Withdrawal: A premature withdrawal (at the end of the previous financial year) of 50% of the accumulated amount is allowed after the girl child turns 18.
  7. Closure of Account: The account can be closed only after the child turns 21. If the money is not withdrawn even after that, it will continue to earn the interest.
  8. Taxation: As per Section 80C of Income Tax Act, the investment (up to Rs.1.5 lakhs) under the scheme, all the payments including the interest payment and the total maturity amount will be fully exempted from taxation.
  9. Documents required at the time of closing account: An application for account closure, proof of identity, residence and citizenship

What Are the Documents Required for Opening an Account?

  1. Birth Certificate of the girl child.
  2. Address and photo identity proof (PAN Card, Voter ID, Aadhar Card) of the guardian.

Interest Rates on  Sukanya Samriddhi Account Scheme reduced to 8.6 %

In addition to the interest rate on Public Provident Fund (PPF) scheme being slashed from 8.7 per cent to 8.1 per cent, the interest rates on Sukanya Samriddhi Account Scheme have also been reduced from 9.2 per cent to 8.6 per cent. The decision is expected to enable the banks to reduce their deposit rates and also extend loan and credit to the borrowers at decreased rates.

Read: Should you invest through Sukanya Samriddhi for your Daughter?

Recent Updates:

The Sukanya Samriddhi Account has undergone a number of key changes since its launch in 2014. Those willing to avail of the scheme should take a note of these changes. The changes are as follows:

  • The scheme’s provisions have now been extended to adopted daughters as well.
  • Besides cash and cheque, deposits can be made electronically as well in case the bank or post office has the facility of core banking solution.
  • The amount invested is eligible for deduction under Section 80 C and follows Exempt-Exempt-Exempt (EEE) tax regime.
  • Earlier, the account could be deemed closed at the time of marriage of the girl child. However, according to new rules, the account can be continued till the age of 21 even if married by that time.
  • One could withdraw 50% of the accumulated amount before for education purpose, provided she is 18 year of age or passed Standard 10th. But now withdrawal will be permitted on the basis of the fees payable. The amount can be withdrawn as a lump sum or in course of five yearly installments.
  • Premature closure of account is not permissible before the completion of five years though exemption is allowed on compassionate grounds such as medical aid in life-threatening diseases.

In an effort to incentivise savings for the girl child, the government of India has kept interest rates for the Sukanya Samriddhi Yojna accounts unchanged for the January to March 2017 period. These accounts will continue to pay an annual interest of about 8.5 percent. It is a much better instrument of saving for the girl child than many others. The average interest on savings bank accounts for this period is 4 percent, term deposits with a maturity date between 1 to 5 years fetch 7 to 7.8 percent interest. Recurring deposits running for a 5-year period fetch an interest of 7.3 percent, while the Kisan Vikas Patra (KVP) interest for this quarter is pegged at 7.7 percent. PPF Account will fetch an interest of 8 percent for this quarter. For a comparative study of the advantages of Sukanya Samriddhi Yojna click here.

 

Toll-Free Number – 1800-223-060

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I am a Content Writer and Travel Blogger based in Pune. I am highly enthusiastic and a fun loving person who loves writing diary, travelling and gardening. I am also passionate about photography. Cooking for my daughter gives me immense pleasure but I am lazy cook I must say. Hope you like my posts.

Comments

Comments
Showing 177 Comments :
ramankolu santosh January 10, 2017 at 8:27 pm

sunkanya samrudhi ac opining pls send process and send application form to mail

Reply

मेरी बेटी का एज २५/०८/२००९ है मैं एक हजार जमा करना है तो १८ साल के बाद कितना राशि मिलेगा

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agar kisi ki ladki ki marriage nhi ho rhi h to ek ladka h Ludhiana ka uska apna khud ka ghar h aur per month 20000 rs. kamata h. age 31 years .
agar kisi ko apni ladki ki shaddi krwani h to plz…. call 9560250774.
ladke ki caste – Pandit h
ladki ko ghr ka kaam ache se aana chahiye.
ladka sunder h umar 31 saal h.
email – vatsboy4@gmail.com
contact – 9560250774

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Kalpana kesharwani December 22, 2016 at 11:40 pm

This yojna is very much beneficial for girls to become independent n live their life wisth self respect n pride

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Good

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mujhe do ladkiya hai badi 4saal ki aur choti 10mahine ki kya mai ye scheme le sakti ho

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That’s nice yojana of gov of India

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gud

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SSC, Assessmention as follows;

Monthly contribution Rs.4000/-
Contribution Period – 168 Months
Total Contribution ( Rs.4000/-p.m x 168 Months = 6,72,000/-)
Maturity Amount After completion of 21 Years Rs.16,38,847/-

trust above information usefull

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somveer singh s/o Vishambhàr singh

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hello Sir. my daughter dob is 04/01/2016 can i open his ssy a/c. and if i am deposit rs.1000/- per year. after maturity how i will get and how many year do deposite.

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For opening of Sukanya Yojana a/c the minimum age limit may kindly suggest in my email.

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Jagjivan parmar November 8, 2016 at 6:42 pm

My daughter birth date
15-11-2009 she can applied in the scheme

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Meri beti 2yr ki hai mujhe sukanya postal me karwana hai me 48000yr ka jnab kroga to mujhe kiya mlega

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Dheeraj Goupale November 5, 2016 at 1:19 pm

Sir plz is I’d per details send kijiye na.

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Gd I like it

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Very informative, objective and interesting to read I must say. Thank you for posting such useful information.

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dattarya ramchandr munde September 3, 2016 at 10:08 pm

suknya yovjna account opening

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I want to know how much I have to pay for 1 child per month up to how many years my daughter born in 2013

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kripashankar rajak September 2, 2016 at 8:02 pm

F I deposit 1000 per munth how much I will get after 18 year

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kripashankar rajak September 2, 2016 at 7:55 pm

1000

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f i deposit 1000 per year how much i will get after 21 year

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javed khan pathan August 27, 2016 at 11:32 pm

sukanya samrudhi yojana scheme is very use full the children. very nice
Thanks

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p.srinivasa rao August 11, 2016 at 1:45 pm

sukanya samrudhi yojana scheme is very use full the children. very nice

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Rsmalingeswarao August 9, 2016 at 12:13 pm

Give clarity about the scheme with example, so that common man can understand

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If I unable to pay the scheme amount after some year can I return my money ? Please give some details about this .

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Maine meri beti Utkarsha ka SSY ka khata khola hai.lekin passbook par usaka nam print hone mai galati ho gayi.usaka nam Utkarsha Umesh Ghanekar aisa honeke bajay Utkarsha Vasant Ghanekar ho gaya hai.to isake liye muze kya karana chahiye?

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madhusmita padhy August 7, 2016 at 11:22 pm

If pay yearly 2000 then after 18 year show much get the child?

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SSA is good useful account of children future
Pls you do online transaction and online is collect details easily
and account money entries pls send resister mobile number, email id – very useful
Cell: 9788431820

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Sir I will (ssy)pyee1000re per year how much get after 21year plz send this scheme chart

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Haresh kumar b solanki August 1, 2016 at 1:51 pm

Good

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It’s very good, nice scheme

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rajesh mahajan July 29, 2016 at 7:53 pm

if i deposit 1000 per year how much i will get after 21 year?

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how is it best

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Raju Madhukar Wasekar July 25, 2016 at 7:33 pm

I want to open sukanya samridhi in Indusind bank

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MANINDRA PRASAD July 3, 2016 at 9:49 pm

MY ELDER SON A P GAURAV M-13 SUFFERING TO SPIN PROBLEMS & DISABILITY 80% SITTING WHEEL CHAIR STUDY CLASS SIX.ANY GOVT. SCHEM FOR FINICIAL HELP.MOBIL-8102434288

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My duhater date Barth 31/7/2015. Age. one year I want to open acount. my mobile nember is 9533211777

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Ahmed husen pathan July 1, 2016 at 5:16 pm

Pls detail me sir 9405241369

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RAMESH CHRISTIE June 30, 2016 at 11:50 am

In addition to the above, do i have to pay minimum rs.1000/- per year for complete term of 14 yrs or till the girl attains her age of 14 yrs ?

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Sachin Bawake June 30, 2016 at 6:25 am

sir meri beti ke liye ye plan karna he lekin koi thik se bata nahi raha he muje per year 10000 Bharna he plz ruple

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Dear
Please let me know that if I deposit per year 1000 till the age of 14 total how much amount we can return
Please reply on my email address
Thanks.

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Per year 1000/-deposited,how many amount after maturity date.

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Sachin Salokhe June 27, 2016 at 8:51 pm

sukannya samruddhi Yojana is great goal to save girl childs … i have a girl child & she is very cute …. thank you

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inderjit singh June 27, 2016 at 1:45 pm

i deposit 1000 every month till how many yrs i have deposit and how much i get at the end
pls rply me moblie 9773408218

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R Satyanaraya June 27, 2016 at 9:46 am

Nice scheem sir

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My child dob:-04/04/2014
I deposed 1000.and 2000 per year
After 21years how much return back?

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My child dob:-04/04/2014
I deposed 1000.and 2000 per year
After 21years how much return back?

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Shanti Lal bhansali June 24, 2016 at 9:32 pm

My daughter is born on 04/03/2010
If I diposit 10000 per year when mature what will I gate

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My daughter was born on 2-12-13. In which date This scheme will be completed.

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Please my daughter name is k.nithya Sri age is 05 iam also want sukanya yojana padhakam account please give the account sir 07/05/2012. Thanking you sir.

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Please my daughter name is k.nithya Sri age is 05 iam also want sukanya yojana padhakam account please give the account sir 07/05/2012. Thanks

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Sbi

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Myself Rajesh, I have opened SSY in my daughter’s name on 16th nov 2015, i am planning to invest 150000 every year, In my case one year is considered from nov 16th 2015 to nov 16th 2016 or it will be 1st april to 31st march(financial year)

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ramesh pelluri May 30, 2016 at 3:05 pm

sir my daughter dob 25/05/16 but my dauhter aligibkle or not ? then agligiliable what is process for this schem
?

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Prabhakararaju March 24, 2016 at 7:46 pm

i do have the similar querry to get solved. My daughter birth on 28.10.2004. Whether I have any chance to participate in this scheme now. My phone no.8008802479

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I deposit 2000/ per year.
How many year i want to deposits and after maturity how much return back.

Thank you

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    Paban kumar das June 2, 2016 at 9:52 pm

    sir pls details of ssyojana send karia hindi me,or ek question if i deposit 1000/pr year,to kitne sal dena hoga?or maturity me kitna milega?

    Reply
rohit kumar rana March 22, 2016 at 11:04 am

sir meri bete ka dob 20/03/2014 ka hai. agar mai 1000 rs par month deposit karo to kitne rs bane ge .

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How we get more than 600000 on the maturity when yearly 1000 @ interest will be 92 only….plz give me reply or send me maturity chart please

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barinder singla March 18, 2016 at 4:29 pm

Sir.par year 1000 ke bad 21sal bad kitne rupees milenge

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Sir ji merw bati ki date of barth 30/11/2010 h to kine rupes melegi 21 sal tak

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Hi Rituparna,

I am also residing in Kharadi. Any update on which bank in Kharadi is giving the facility of opening of SSA? I think BOI – Vimanagar has this facility. We can only hope from SBI or Corporation Bank from Kharadi.

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Sir I already opened sukanya AC monthly 2000rupes,now my child 10year old so I deposited to whenever my child attending age of 14years (OR) whenever Opened AC from to 14years please clear my doubts

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rajkumar.n.malode March 13, 2016 at 12:38 pm

plaes meari ladki ki ssy accunt opening karana hai kyakarana padega plese inafam sir.

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rajkumar.n.malode March 13, 2016 at 12:34 pm

ukanya yojana
Sir meri do.ki date of birt 28/06/2013hai main 1000 kitne year tak jama krne hoge or kitne ruphy milega or kitne year par milege plz reply main wat krunga thanks sir
Mb.no.08796859502

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parmanand indorker March 13, 2016 at 10:33 am

Sujanya yojana account open may daughter

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shashikant verma March 12, 2016 at 11:34 pm

My child dob 11/12/2007.
I deposit 2000/ per year.
How much year deposits and after maturity how much return back.

Please reply by my email id.
Thank you

Reply

Sir ,my daughter d.o.b. is 16/2/2015 so can i open account (ssy) for her future as per Pm scheme .kindly confirm thanks mob-9490928318

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Meri beti ki age six year hai mujhe five thousand per year jama karane hai 14 year ke bad kitane rupee milege

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sir mujhe malum nahi hai ki 1000 kitane year tak jama karana hai. pless mujhe bata dena. mo. 9415500392

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Sir if I pay monthly 1000/- after 14 years how much I am getting, and after 21yers HW much iam getting.

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I am opening a new account with suknya
Please procedure for openning accou t with suknya this us my mobile no 8009623990

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    My daughter born on 19 Jan 2016
    Sukanya samridhi yojna ka fayda le skti h , poori details ke sath aap iss yojna ke bare me bataiye….
    Isme kitna paisa jama krna h , or kitne time tk or kitna milega interest ke sath plz reply this is my mobile no 8009623990
    This is my email id
    rdatt4041@gmail.com

    Reply

      My daughter’s DOB 19-5-2009
      If deposit 1000/year . how much I’ll get back at the age of 21yrs
      Of daughter. Pls inform me

      Reply

If I pay 1000 per year. …hw much do I get after 21 years

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sir ye yojana good hai….

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mera what’sup no.9782411814 h plz mujhe hindi main ssy k bare main batain ki 1000 rs per month h ya per year 14 years main 14000 jama karwane par 21 year baad meri beti ko kitna anount milega

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AJAY KUMAR SHARMA February 12, 2016 at 12:40 pm

Dear Mam/Sir
Plz send me details of the same for my daughter who’s birth year is 2008. And how can view my account details online? & manually. what will benefit in case of dearth of guardian or Patients.

Reply

Sir,
My doughter DOB is 7/4/2007.
So can I open the account for her future as per pm scheme. ( Sukanya Yojana).
Kindly confirm.
Thanks.

Reply
anil kumar sharma February 11, 2016 at 10:05 pm

MERI BETI KA DOB.22.05.2009 HAI MUZHE SSY YOZNA KA DETAILS HINDI ME PLEASE DIJIYE MERE GMAIL ID PAR YA MERE MOB PAR 9870696412

Reply

Ye policy Chalu karne ke liyje beti ka 1sal ka hona jaruri he kya

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Plz send details to my mail id my daughter born dec 2007 only one child. TnQ

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Mr Bipin R Pawar February 10, 2016 at 8:21 am

Plz send me details of the same for my daughter who’s birth year is 2006

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my dater 2. tel me schemes details
for my Telugu people
help me

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Muje account detail sand plz mail

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Sir,
I have open two ssy accounts as a mother guardian. I want to take benefits in tax rebate. In case of mother guardian it couldn not possible. Now next year I want take tex rebate. In case can I change the guardian as father. Please send details in my I’d. Thanks

Reply

I have open my daughter account for suknya but what will benefit in case of dearth

Reply

send me details such as how much money deposited by age and how many money returns ….after..
(any chart like apy )

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mahendra pratap singh February 7, 2016 at 2:04 pm

is ki puri jankari btane ki kripa kare
sale me kitna bharna hy kitne sal ka hy ya phir koi aur jankari

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shambhu dayal saini February 6, 2016 at 10:49 pm

please send more detail of SSY & last date about SSY

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pls send details to my mail id . my daughter born 1 jan 2008

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pls send details to my mail id. my daughter 2008 born .

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Balwant Singh Bisht February 3, 2016 at 10:54 am

I am father of a Single girl child and she has attained a age of 18 last september. Today, I came across “Sukanya Samriddhi Account Scheme”, but as you see I cannot avail it. Can you send me details of any other scheme wher my child can benifit from.
Thanks in advance.

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pravin pateliya January 28, 2016 at 7:04 pm

dear sir,

what amount will be at 14 & 21 year if i deposit 1000/- rs per month ??

i had opened Sukanya Samriddhi Yojana AC For My daughter Day Before Yesterday

Reply

Sir
Meri ladki ka date of birth 17-08-2009 hai .
Mai uska account open krta hu to mujhe kab tak paise bharne padenge aur total kitna milega

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om prakash suman January 17, 2016 at 10:40 pm

Sir, mere daughter ka born 12.1.2016 no hua hai. Kya hm scheme le skate hai kya

Reply

CAN WE APPLY FOR THIS YOJNE ONLINE THROUGH INTERNET BANKING

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If we calculate interest@9.2% on Rs. 1000 it will be 92. How it will be possible to maturity amount Rs.more than 600000 after 21 years

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Chirag Ramanbhai Patel January 15, 2016 at 12:16 pm

I saw this information of sukanyan simriddhi yojana but its too much invest money per account 1,50,000/- Rs. in deposite.
i can’t do this plan.
Thanks.

Reply

Meri beti ka janm tithi 8 nov 2015 our mein 1000 rs suru karunga our 500 rs per month dalunga to 21years ke bad hume kitna milega

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हरी पुंड January 14, 2016 at 11:50 am

STATE BANK OF INDIA में ” सुकन्या योजना ” योजना शुरू की गई है, जिसमें जिनको 1 से 10 वर्ष तक की बेटी है उनको सालाना 1000/ रूपये 14 वर्ष भरने पर, यानि 14 साल में 14000/- भरने पर बेटी के 21 में वर्ष में 6,00,000/- मिलेंगे…. . सभी परिवार तक ये खबर पहुचा दो। सरकार ने ये योजना पुरे भारत भर में आयोजित की है। सभी इस का लाभ लें।by
सर क्या ये फेक मेसेज है या सही

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post office se SBI me yh yojana ka labh le skate hai

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Muche acount kholana hai but post ofice me nahi khol rahe hai

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Sir muje y yojnaki details dijia

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Sir
It is secure to open SSY a/c in private sector banks and plese give me the list of that banks.

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Sir mai daughter Ki ssy open kiya hoo 12/03/07 dob aur kitne sal rs bhara hair

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Dear sir mujhe suknya yojna bare detil plz

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sachin suryawanshi December 25, 2015 at 12:02 am

सरजी, . . . . . . . . . . . . . . . . . .मै कल बॅंक आॅफ बडोदा, रामवाडी शाखा धुले,महाराष्ट्र गया तो मॅमॅनेजर ने बताया की सुकन्या योजना बंद हो गयी है कृपया अधिक जानकारी दे

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Akhil Mishra ‘Mishra’ December 24, 2015 at 9:38 pm

What is sukany samradhi yojna;please explan
It in direct word so thank very much !

Reply

sir auto debit ka b option h kya isme

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rajendra kumar.
see on the scheme maturity details on google

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one girl one acount .,2 girls 2 accounts. Individuals

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I was started sukanya samridhi policy on 1 DEC 2015 I have a dought regarding this yojana. How to calculate per year for interest I.e from 1dec2015 to1dec2016 or up to march 31 2016 is for one year

Reply
Suraj Singh Sikarwar October 31, 2015 at 6:43 am

Sir,
I have already opened SSY account of my Girl child but i would like to knowing that How can we open her account through the internet to know,how many amount deposited by mine and total amount deposited with government interest in her account till date.

Reply

Modi ji all the program and scheme not found in odisha cuttack sadar

Reply

Required the total amount of maturity of kanya semridhi yojana

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Sir plz give me detail in my account no 3065170

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Deepanjan Chakraborty October 6, 2015 at 1:27 pm

Hi
There is bit confusion of Closing/withdrawal of Sukanya account. Is it when girl’s age is 21 then we can close or full withdraw the account.(Means suppose my girl age is now 9 year so after 12 years (9+12 =21) we can able to do full withdraw) Or the difference of Date of opening account and closing date become 21 years then one can close or full withdraw A/C please clarify

Reply
Brij Kishore Pitaliya October 2, 2015 at 3:06 pm

What about tax treatment? On deposit and withdrawal/maturity.

Reply

mai apne bhai ki beti ke nam se a/c khol sakta hu kya

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Mrs rachana n Khobragade October 1, 2015 at 5:59 pm

Hello, my daughter dob is 6th Jan 2015,can I open account??? If I deposited 10000/- per year, what amount I will get after maturity…??? Plz rply given email… Thank.

Reply

My daughter dob is 4th september 2015. Can i open.
What amount i will get after maturity. If i deposite 2000 per year.

Reply
sonuk ku Chaudhary September 27, 2015 at 1:22 pm

ma bohot garib hu pilj Mara half kary
is tat Bihar jila rohtas sahr dahri on son wad no 32

Reply

My daughter born on 4.2.2005. At presently How much amount deposit per yearly. In maturity date how many amount we received.

Reply

My daughter born at 3 july 2015.
Sukanya samridhi yojna ka fayda le skti h , poori details ke sath aap iss yojna ke bare me bataiye….
Isme kitna paisa jama krna h , or kitne time tk or kitna milega interest ke sath plz reply

Reply

Dear sir,
My daughter was born in kuwait. But she has an Indian passport. Is she eligible for this scheme?

Reply

good sckme sir ji

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My daughter dob is 15 aug 2015. Can i open.
What amount i will get after 21year. If i deposite 2000 per year.

Reply

New sukayn account open

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mai apni beti ka sukanya samridhi yojna khulwa na chata hu yearly 1000 dena hoga ya monthly or maturity me kitna milega

Reply

abki baar fir modi sarkar….
thanku so much modi ji for give us that kind of schemes

Reply

if i deposit 1000/-pm in sukanya samridhi yojna than how much amt i get on maturity like on the age 21 of my daughter i started this scheme in aug 2015 n my daughter’s birth year is 2012

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    Sir mera beti ka D.O.B . 08-01-2011 hai
    Agar mai per month Rs 1000 deposit karta hu to ye 14 year me 168000 ho jata hai to 21 year me kitna milega

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My girl child date of birth 17 august 2015
Any modi schemes new plz send me formality and
Bank where I cash deposited

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My daughter’s D.O.B. is 22-08-2005.
She will be 10 years on21 -08-2015(tommarrow).
Can I open sukanya a/c after 22-08-2015 ?

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my daughter’s D.O.B is 20-10-2005. Can i open sukanya samriddhi a/c

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abki baar fir modi sarkar….
thanku so much modi ji for give us that kind of schemes

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NAKUL kumar singh August 14, 2015 at 12:39 am

I have to open sukanya account

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baikunth nath keshari August 6, 2015 at 12:56 pm

My daughter age is 11 yrs.ideposit rupees 1000 per month . How much I will get attaining 21 yrs of my daughter

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My daughter born on 28th April 2010. Can I go for the account. And can I open dis inSBI bank. And the problem us that before her surname was different nd now its different. I hav the gadget copy of changed name. So in future their wont be ny problem na.

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Preetha Vidyasagar August 3, 2015 at 8:03 pm

My daughter born on 11th July 2015, can I go for Sukanya Sambhridhi Account..

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Bahut bhadiya

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How can I check my Sukanya Samriddhi Account that allready opened by me for my daughter two month before at our local post office ,that is true or false? I mean the a/c is true/false?Bacause the post office working mannualy.

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Sir i have one daughter and one son then this scheme is for me

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Yes You can open sukanya sambrudhi Account.

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Yes You can open sukanya sambrudhi Account.

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My 2 girl born in 23-1-2011 in second 8-2-2015
Ye yojna mil sakti h

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Manaharba Anilkumar Tapariya July 3, 2015 at 8:47 am

I want to open say account. Payment mode is monthly or yearly? I don’t understand.

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Bharat Gandhi July 1, 2015 at 8:00 pm

Very good scheme .

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kya ham yah yojna ko kahi v khol sakte he kya or kholne ke bad ese kahi or state me transfer kar sakte he kya. ye khata kholne ke liye kya -kya formalities chahiye

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Yash Pal Aggarwal June 18, 2015 at 10:50 pm

Age Eligibility: “A Sukanya Samriddhi account can be opened for a girl child till she attains the age of 10. The scheme started from 2 December, 2014. An initial grace period of one year has been announced for convenience. A girl child, who is born between 2 December, 2003 and 1 December, 2004, can open account by 1 December, 2015.” Please inform me If the girl child born after 01-12-2004 want to open the account, can she eligible to open the account or not. Clarify…

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Rituparna Sengupta June 12, 2015 at 11:50 am

Hi Chetna,

Visit the post office branch where you hold the account with your passbook and KYC documents. The girl child is not required to be accompanied at the branch, unless she is managing the accounts herself. You need to surrender the passbook given to you by post office at the time of opening of the account. Inform the post office executive that you want to close your account at post office and want to transfer the account to a particular bank. The bank executive would close the account at post office and prepare necessary documents that you need to submit at the bank branch where you wish to get the account. Visit the bank branch where the account has to be transferred and submit the papers to the concerned executive. The bank official would ask for your KYC documents and the papers given to you by the post office. The bank official would create a new passbook which would comprise of the carried forward balance from the previous account at post office. The new account would be activated at the bank branch and you can start banking from here on.

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Rituparna Sengupta June 10, 2015 at 3:16 pm

Hi Mr. Verma,
There are specific SBI branches which are being listed for opening this account. Please check with the branch if it is listed. Otherwise try with some other bank in your city.

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Rituparna Sengupta June 10, 2015 at 3:14 pm

Hi Surendra,
21 years from the date of opening of your account.

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Rituparna Sengupta June 10, 2015 at 3:10 pm

Hi Kailash,
SS account will be in your daughter’s name. You will only be the guardian and depositor. And the amount can only be deposited via cash, cheque or demand draft. You cannot link your account with this account.

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Rituparna Sengupta June 10, 2015 at 3:07 pm

Hi Chetna,
Yes you can transfer the account from Post Office to any other listed Banks.

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Good thing

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Kailash chandra Behera June 9, 2015 at 5:29 pm

I want to open a sukanya samrudhi account in the name of my daughter whose date of birth is 07/01/2010,i hv net banking in SBI.how can i interlink SSA with my account

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can we transfer ssy account from postoffice to sbi bank

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State Bank of India Shastrinagar Jodhpur (SBI0003258) continuously, till today 8 June 2015, refusing to accept application to open the Sukanya Samriddhi account on the ground that circular to open such accounts not received by the bank, although it started on 2 Dec 2014 and forget the grace period, even girl children below 10 years will become over 10 years if banks so deny the benefit.

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    my daughter born at 1/9/2007 now she is 8 year old how many years I will deposit money and how type i will get return money .if I married my daughter at 21 years old .raveendra plz reply

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Sir jo aap 21 sal me maturity batate hain wo 21sal acount khulbane ki date se ya ladki ki age 21 par maturity hogi. Please reply me

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Assottom Ghosh June 5, 2015 at 2:25 pm

1.if the father/guardian got expired between the scheme period how to get profit to the child?

2. how to change Name of the child Spelling?

3. after 18 years old child don’t agree the Money withdrawal.
in the time his father / guardian Money withdrawal is possible?

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    Afzal Hussain July 30, 2015 at 9:16 am

    My child is 8 yrs old.If I choose SSY scheme, could I get full maturity benefit at the age 20yrs of the child at the time of marrage? If yes what documents have to be produced? Pls explain in details.

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    I also want to know that if the father/guardian got expired between the scheme period how to get profit to the child?
    After 21 years old child don’t agree to withdrawal money or expired that time father/guardian money withdrawal is possible?

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