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Sukanya Samriddhi Yojana – Details, Scheme, Account, Benefits, Features

Published on: July 16, 2018 | Updated on: November 5, 2018
Sukanya Samriddhi Yojana

Sukanya Samriddhi Yojana

सुकन्या समृद्धि खाता योजन ा: भारत में लड़कियों के लिए नई योजना

Sukanya Samriddhi Yojana – Details of Sukanya Samriddhi Account

In a gender-biased country like India where a female child is seen as a burden and liability on the family. The Sukanya Samriddhi Yojana is like a spell of rain which calms the mental turmoil of the parents/guardians, worrying about the future of their girl child. The Sukanya Samriddhi Account Scheme was launched as a part of the Beti Bachao, Beti Padhao campaign by the Modi government on 22 January 2015 after seeking the subjugating conditions of the girl children in the country. Sukanya Samriddhi Yojana is a savings scheme formulated to benefit the parents of the girl children. The scheme inspires the parents/guardians to accumulate funds in the Sukanya Samriddhi Yojana account from the time of the birth of their girl child for the purpose of their education and marriage.

The innovative Sukanya Samriddhi Yojana not only envisages the financial security for every girl child living in the Indian households but also contributes towards making them financially independent. With this scheme, the phrase ‘Boond boond se sagar bharta hai’ has got its true essence. Now, the parents are relieved as they will save little amounts of money as per their convenience for the future of their girl child and on maturity, they will have a good sum of money to give a nice future to her. So far, more than 76 lakhs people have benefitted from this scheme and have opened accounts worth Rs. 3,000 crores.

Sukanya Samriddhi Account Yojana Details: Features

1. Who will Open this Account?: A Sukanya Samriddhi Account can only be opened by the parent/legal guardian for a maximum of two female children. An exemption is provided by presenting a medical certificate from an authorized medical institution for twins and triplets.

2. Age Criteria: A Sukanya Samriddhi Yojana Account can only be opened for a girl child anywhere between her birth and 10 years of age.

3. Residential Status: This account can only be opened for a girl child who is a resident of India. This Sukanya Samriddhi Yojana is unavailable for a girl child having non-resident status. Even if the parents or the legal guardians are non-residents, then also this scheme will not be available to them.

If the girl child becomes a non-resident after opening this Sukanya Samriddhi Yojana Account, then this change should be intimated to the concerned post office/bank within 1 month of such change after which the account gets closed.

4. An Account in the Name of the Girl Child: Sukanya Samriddhi Account must always be opened in the name of a girl child and not in the name of her parents or legal guardians. They will only deposit an amount in the account on behalf of the minor girl child.

5. A Number of Accounts: A single parent/legal guardian can open only one account for every girl child in the family. A maximum of two accounts for two girl children can be opened in one family.

6. Where to Open this Account: This account is opened in the authorized branches of Post Offices or commercial banks like State Bank of India, Bank of Baroda, Punjab National Bank, Bank of India, Canara Bank, Andhra Bank, UCO Bank, and Allahabad Bank, to name a few.

7. Documents Required: There are certain documents required to open this Sukanya Samridddhi Yojana Account-

  • Birth certificate of the girl child
  • Address and identity proof of the depositor( parents or the legal guardians)-Aadhaar card, PAN card, passport, ration card, driving license.
  • In the case of twins or triplets, a medical certificate proving the order of birth of children.
  • A certificate stating the nature of a relationship with the girl child. In cases where this account is opened by the biological parents of the girl child, the birth certificate will serve the requirement of this certificate. But in the case of the adopted girl child, this certificate becomes necessary.

8. A threshold of Deposits: Sukanya Samriddhi Yojana Account can be opened with a minimum deposit of Rs. 250 per account. A maximum limit on the amount of deposit to this account has been set at Rs.1.50 lakhs per account. There is no limit in the number of deposits in a month or a fiscal year.

9. Mode of Payment of Deposits: The cheque or the demand draft should be in the name of the-

  • For Banks/Financial institutions- Concerned Bank Manager
  • For Post Office-Concerned Postmaster

The parent or the guardian is required to write the girl child’s name and the account number on the back of the cheque or draft while making the payment of deposit.

10. Account Transferability: The option to transfer the Sukanya Samriddhi Account from the post office to post office, bank to bank, post office to the bank, and bank to post office on furnishing certain documents.

11. Penalty: A penalty of Rs.50 will be imposed if there is a failure in meeting the minimum deposit requirements.

12. A rate of Interest: The scheme is currently offering a rate of interest of 8.1% for 2018-19. This interest is compounded on yearly basis.

13. The Maximum Duration of Deposit: The maximum duration for which a parent/guardian is required to deposit an amount in this Sukanya Samriddhi Yojana Account is 14 years. After the end of this duration, no more money is required to be deposited to this account and it will continue to accumulate interest until it matures/closed.

14. Closure of Account: This account gets closed after it attains maturity after completing the tenure of 21 years. The money lying in this account including the interest is paid to girl child after attaining 18 years of age and on submission of an account closure application along with address and identity proof, proof of residence and citizenship.

15. Taxation Aspects: The total maturity amount and the interest earned on this account is fully exempted from taxation under section 80C of Income Tax Act 1961 and follows Exempt-Exempt-Exempt (EEE) tax regime. As of now, an amount up to Rs. 1.5 lakh is exempted.

16. Tenure of Account: This savings account remains active for a maximum period of 21 years from the date of opening of this account, after which the account stops to accrue any interest.

How to Open this Sukanya Samriddhi Yojana Account?    

The parents or the legal guardians of a girl child can open Sukanya Samriddhi Account in the government approved post offices or authorized branches of the commercial banks. The procedure is easy and simple. It can be opened online as well through an offline method.

Sukanya Samriddhi Details :

Procedure to Open Sukanya Samriddhi Account
S. No. With Financial Institutions (Online) With Financial Institutions (Offline) With Post Offices
1 Go onto the official site of your desired bank where you want to open this account and click on the link related to Sukanya Samriddhi Yojana scheme. Visit the nearest branch of the desired bank/financial institution and fill out the SSY registration form. Visit the nearest branch of the post office and fill out the registration form.
2 Fill the application form with the details of the girl child and the information regarding the parents/legal guardians shall be provided, wherever necessary. Fill the application form with the details of the girl child and the information regarding the parents/legal guardians shall be provided, wherever necessary. Fill the application form with the details of the girl child and the information regarding the parents/legal guardians shall be provided, wherever necessary.
3 For the verification of the details filled in the form, provide your Aadhaar number, the birth certificate, PAN card, the address proof, and relationship certificate. With this form, documents like Aadhaar number, the birth certificate, PAN card, the address proof, and relationship certificate shall be attached which will be verified by the agents of these banks. Attach the requisite documents like Aadhaar number, the birth certificate, PAN card, the address proof, and relationship certificate
4 After complete filing, the application form, click on “Submit”. After successful completion of the verification, this account is opened and the parents/guardian will be given a passbook. After successful completion of the verification, this account is opened and the parents/guardian will be given a passbook.
5 After the successful submission of the form, the person is required to make the payment of the minimum deposit of Rs. 250 to activate this Sukanya Samriddhi Yojana Account. Make the payment through net banking or by depositing this amount at the nearest branch by cash, cheque or draft. The person is required to make the payment of the minimum deposit amount of Rs. 250 to activate this account. This payment may be made by way of cash, cheque, or draft. The person is required to make the payment of the minimum deposit amount of Rs. 250 to activate this account. This payment may be made by way of cash, cheque, or draft.
6 Once the account is activated, you will receive a notification stating the same via SMS. For this provides your active mobile number in the form. Once the Sukanya Samriddhi Account is activated, you will receive a notification stating the same via SMS. For this provides your active mobile number in the form.

 

Transferability of Sukanya Samriddhi Account

The Sukanya Samriddhi Yojana Account can be easily transferred from one post office to another, from bank to another bank, or even from a post office to a bank as and when you require. The procedure is as follows:-

  • Visit the bank or the post office where you are currently holding the Sukanya Samriddhi Account with your passbook and KYC documents. There is no need to take the girl child along with you until she herself is managing the account.
  • Inform the post office or the bank branch about the transfer of your account.
  • Write an application in the name of the postmaster or the bank manager stating the reason for the transfer. This should contain the details of the account holder, the name and address of the bank/post office where the account is proposed to be transferred.
  • Surrender your current passbook with the post office or the bank.
  • After the verification, the account will the closed by the post office/bank and it will provide the depositor with the requisite documents including the demand draft with the account balance, required to be submitted with the new post office/bank.
  • Then visit the new branch of post office/bank and submit these documents.
  • A new passbook will be issued by the new post office/bank containing all the personal details of the depositor and the balance of amount from the last account.

Withdrawal Procedures

Usually, the amount of this account can only be withdrawn after the maturity period of 21 years but there are certain provisions which allow the withdrawal of this deposit amount from this account before the expiry of this period.

Premature Withdrawal:

The money from the Sukanya Samriddhi Yojana Account can be withdrawn before the expiry of the maturity period of 21 years. Only the girl child is eligible to withdraw this amount from the account after attaining the age of 18 years. Only 50% of the amount is permitted to be withdrawn for the purpose of paying fees for the higher education if the girl child is 18 years of age or has completed 10th standard and to get an admission in an educational institution. The Sukanya Samriddhi Account should have a deposit of at least 14 years or more.

When is Premature Closure of Account Allowed?

  • Marriage of girl child: If the marriage of the girl child, for whom the account was opened, has been fixed by the parents/guardians after she turned 18, then the depositors are required to submit an application before one month of marriage or after three months of marriage with the age proof of the girl child.
  • Death of Girl Child: The Sukanya Samriddhi Yojana Account gets closed if the girl child for whom the account was opened passes away. The parent/guardian is required to show her death certificate to the bank after which the account balance will be transferred.
  • Girl child becomes NRI: If there is a change in the residential status of the girl child in relation to whom the account was opened, then this information should be communicated to the bank or post office wherever the account is held within one month.
  • In cases of emergency: The Sukanya Samriddhi Yojana Account can also be closed by the bank or post office after the completion of five years if maintaining this account is causing a lot of trouble to the girl child due to situations like guardian or parent’s death or medical emergency.

Banks offering Sukanya Samriddhi Account Yojana

Find IFSC Code Of Any Bank

State Bank of India Punjab & Sind Bank Vijaya Bank
United Bank of India Syndicate Bank Central Bank of India
Corporation Bank UCO Bank. Indian Bank
ICICI Bank Axis Bank Canara Bank
Oriental Bank of Commerce IDBI Bank Dena Bank
Indian Overseas Bank Bank of India HDFC Bank
Bank of Maharashtra Bank of Baroda Allahabad Bank
Andhra Bank

Check Other Government Schemes Launched By Modi……

Summary
Article Name
Sukanya Samriddhi Yojana Account: New Scheme for a Girl Child in India
Author
Description
Sukanya Samriddhi Account Scheme’, a small savings scheme as a part of the 'Beti Bachao Beti Padhao’ campaign. It is also considered a part of the government’s initiative to increase the percentage of domestic savings


Comments

Comments
Showing 192 Comments :

Nice

Reply

Wasim KHAN hello sir
MERI BETI 15SAAI KI HAI AUR ME USKE LIYE SUKNYA YOJANA a/came karna CHATA HU me Rajasthan ke Kota districi ka hu Aur me driver hu jis waha se me apni BETI ki padai ke liye es youjna me apply kar raha hu please reply sir wasimkhan

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Yashpal Singh Panwar August 11, 2018 at 5:32 am

देखने में आ रहा है की मोबाईल के माध्यम से सुकन्या योजना का रजिस्टरकराया जा रहा है का यह छल तो नही है

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Thanks

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Its plan is good for our daughter

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I hv already made a acct of my daughter in post office can i made a acct at bank too

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good

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Ye kaise hota hai sir btaiye.

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Hello sir,
Mere ladki ek saal ki hai. Mein suganya yojana A/C open karsaktahoon. In tamil nadu tirunelveli district. Mein lithe saal tak deposit karnapadekha? Post office, SBI bank scheme same.
Plz reply sir your’s Abu Hussain

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Rajesh Baghel July 11, 2018 at 4:26 pm

plz help
main rajesh kumar mere pass 2 ladkiya hai jo ki sarv bharat abhiyaan ke tahat mere koi dono betio ka naam register karna hai to please mere ko online form main web site help me.
Contact no

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Julie fernandes July 8, 2018 at 11:59 pm

My both daughters were born in dubai but as I lost my job we have come back here and she is settled her can we apply

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Deepak pandit damale July 2, 2018 at 8:29 pm

Good

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How this scheme will help my daughter

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Dear sir /madam

I wish to deposit 1000 for my child under sukanya samridhi yojana scheme but how many years I I need to deposit amount at the same time I much rupees I get till the end of scheme
Please reply as soon as
Thanking you

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ramankolu santosh January 10, 2017 at 8:27 pm

sunkanya samrudhi ac opining pls send process and send application form to mail

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मेरी बेटी का एज २५/०८/२००९ है मैं एक हजार जमा करना है तो १८ साल के बाद कितना राशि मिलेगा

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agar kisi ki ladki ki marriage nhi ho rhi h to ek ladka h Ludhiana ka uska apna khud ka ghar h aur per month 20000 rs. kamata h. age 31 years .
agar kisi ko apni ladki ki shaddi krwani h to plz…. call 9560250774.
ladke ki caste – Pandit h
ladki ko ghr ka kaam ache se aana chahiye.
ladka sunder h umar 31 saal h.
email – vatsboy4@gmail.com
contact – 9560250774

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Kalpana kesharwani December 22, 2016 at 11:40 pm

This yojna is very much beneficial for girls to become independent n live their life wisth self respect n pride

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Good

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mujhe do ladkiya hai badi 4saal ki aur choti 10mahine ki kya mai ye scheme le sakti ho

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That’s nice yojana of gov of India

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gud

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SSC, Assessmention as follows;

Monthly contribution Rs.4000/-
Contribution Period – 168 Months
Total Contribution ( Rs.4000/-p.m x 168 Months = 6,72,000/-)
Maturity Amount After completion of 21 Years Rs.16,38,847/-

trust above information usefull

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somveer singh s/o Vishambhàr singh

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hello Sir. my daughter dob is 04/01/2016 can i open his ssy a/c. and if i am deposit rs.1000/- per year. after maturity how i will get and how many year do deposite.

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For opening of Sukanya Yojana a/c the minimum age limit may kindly suggest in my email.

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Jagjivan parmar November 8, 2016 at 6:42 pm

My daughter birth date
15-11-2009 she can applied in the scheme

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Meri beti 2yr ki hai mujhe sukanya postal me karwana hai me 48000yr ka jnab kroga to mujhe kiya mlega

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Dheeraj Goupale November 5, 2016 at 1:19 pm

Sir plz is I’d per details send kijiye na.

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Gd I like it

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Very informative, objective and interesting to read I must say. Thank you for posting such useful information.

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dattarya ramchandr munde September 3, 2016 at 10:08 pm

suknya yovjna account opening

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I want to know how much I have to pay for 1 child per month up to how many years my daughter born in 2013

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kripashankar rajak September 2, 2016 at 8:02 pm

F I deposit 1000 per munth how much I will get after 18 year

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kripashankar rajak September 2, 2016 at 7:55 pm

1000

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f i deposit 1000 per year how much i will get after 21 year

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javed khan pathan August 27, 2016 at 11:32 pm

sukanya samrudhi yojana scheme is very use full the children. very nice
Thanks

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p.srinivasa rao August 11, 2016 at 1:45 pm

sukanya samrudhi yojana scheme is very use full the children. very nice

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Rsmalingeswarao August 9, 2016 at 12:13 pm

Give clarity about the scheme with example, so that common man can understand

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If I unable to pay the scheme amount after some year can I return my money ? Please give some details about this .

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Maine meri beti Utkarsha ka SSY ka khata khola hai.lekin passbook par usaka nam print hone mai galati ho gayi.usaka nam Utkarsha Umesh Ghanekar aisa honeke bajay Utkarsha Vasant Ghanekar ho gaya hai.to isake liye muze kya karana chahiye?

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madhusmita padhy August 7, 2016 at 11:22 pm

If pay yearly 2000 then after 18 year show much get the child?

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SSA is good useful account of children future
Pls you do online transaction and online is collect details easily
and account money entries pls send resister mobile number, email id – very useful
Cell: 9788431820

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Sir I will (ssy)pyee1000re per year how much get after 21year plz send this scheme chart

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Haresh kumar b solanki August 1, 2016 at 1:51 pm

Good

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It’s very good, nice scheme

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rajesh mahajan July 29, 2016 at 7:53 pm

if i deposit 1000 per year how much i will get after 21 year?

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how is it best

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Raju Madhukar Wasekar July 25, 2016 at 7:33 pm

I want to open sukanya samridhi in Indusind bank

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MANINDRA PRASAD July 3, 2016 at 9:49 pm

MY ELDER SON A P GAURAV M-13 SUFFERING TO SPIN PROBLEMS & DISABILITY 80% SITTING WHEEL CHAIR STUDY CLASS SIX.ANY GOVT. SCHEM FOR FINICIAL HELP.MOBIL-8102434288

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My duhater date Barth 31/7/2015. Age. one year I want to open acount. my mobile nember is 9533211777

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Ahmed husen pathan July 1, 2016 at 5:16 pm

Pls detail me sir 9405241369

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RAMESH CHRISTIE June 30, 2016 at 11:50 am

In addition to the above, do i have to pay minimum rs.1000/- per year for complete term of 14 yrs or till the girl attains her age of 14 yrs ?

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Sachin Bawake June 30, 2016 at 6:25 am

sir meri beti ke liye ye plan karna he lekin koi thik se bata nahi raha he muje per year 10000 Bharna he plz ruple

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Dear
Please let me know that if I deposit per year 1000 till the age of 14 total how much amount we can return
Please reply on my email address
Thanks.

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Per year 1000/-deposited,how many amount after maturity date.

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Sachin Salokhe June 27, 2016 at 8:51 pm

sukannya samruddhi Yojana is great goal to save girl childs … i have a girl child & she is very cute …. thank you

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inderjit singh June 27, 2016 at 1:45 pm

i deposit 1000 every month till how many yrs i have deposit and how much i get at the end
pls rply me moblie 9773408218

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R Satyanaraya June 27, 2016 at 9:46 am

Nice scheem sir

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My child dob:-04/04/2014
I deposed 1000.and 2000 per year
After 21years how much return back?

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My child dob:-04/04/2014
I deposed 1000.and 2000 per year
After 21years how much return back?

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Shanti Lal bhansali June 24, 2016 at 9:32 pm

My daughter is born on 04/03/2010
If I diposit 10000 per year when mature what will I gate

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My daughter was born on 2-12-13. In which date This scheme will be completed.

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Please my daughter name is k.nithya Sri age is 05 iam also want sukanya yojana padhakam account please give the account sir 07/05/2012. Thanking you sir.

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Please my daughter name is k.nithya Sri age is 05 iam also want sukanya yojana padhakam account please give the account sir 07/05/2012. Thanks

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Sbi

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Myself Rajesh, I have opened SSY in my daughter’s name on 16th nov 2015, i am planning to invest 150000 every year, In my case one year is considered from nov 16th 2015 to nov 16th 2016 or it will be 1st april to 31st march(financial year)

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ramesh pelluri May 30, 2016 at 3:05 pm

sir my daughter dob 25/05/16 but my dauhter aligibkle or not ? then agligiliable what is process for this schem
?

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Prabhakararaju March 24, 2016 at 7:46 pm

i do have the similar querry to get solved. My daughter birth on 28.10.2004. Whether I have any chance to participate in this scheme now. My phone no.8008802479

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I deposit 2000/ per year.
How many year i want to deposits and after maturity how much return back.

Thank you

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    Paban kumar das June 2, 2016 at 9:52 pm

    sir pls details of ssyojana send karia hindi me,or ek question if i deposit 1000/pr year,to kitne sal dena hoga?or maturity me kitna milega?

    Reply
rohit kumar rana March 22, 2016 at 11:04 am

sir meri bete ka dob 20/03/2014 ka hai. agar mai 1000 rs par month deposit karo to kitne rs bane ge .

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How we get more than 600000 on the maturity when yearly 1000 @ interest will be 92 only….plz give me reply or send me maturity chart please

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barinder singla March 18, 2016 at 4:29 pm

Sir.par year 1000 ke bad 21sal bad kitne rupees milenge

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Sir ji merw bati ki date of barth 30/11/2010 h to kine rupes melegi 21 sal tak

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Hi Rituparna,

I am also residing in Kharadi. Any update on which bank in Kharadi is giving the facility of opening of SSA? I think BOI – Vimanagar has this facility. We can only hope from SBI or Corporation Bank from Kharadi.

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Sir I already opened sukanya AC monthly 2000rupes,now my child 10year old so I deposited to whenever my child attending age of 14years (OR) whenever Opened AC from to 14years please clear my doubts

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rajkumar.n.malode March 13, 2016 at 12:38 pm

plaes meari ladki ki ssy accunt opening karana hai kyakarana padega plese inafam sir.

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rajkumar.n.malode March 13, 2016 at 12:34 pm

ukanya yojana
Sir meri do.ki date of birt 28/06/2013hai main 1000 kitne year tak jama krne hoge or kitne ruphy milega or kitne year par milege plz reply main wat krunga thanks sir
Mb.no.08796859502

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parmanand indorker March 13, 2016 at 10:33 am

Sujanya yojana account open may daughter

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shashikant verma March 12, 2016 at 11:34 pm

My child dob 11/12/2007.
I deposit 2000/ per year.
How much year deposits and after maturity how much return back.

Please reply by my email id.
Thank you

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Sir ,my daughter d.o.b. is 16/2/2015 so can i open account (ssy) for her future as per Pm scheme .kindly confirm thanks mob-9490928318

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Meri beti ki age six year hai mujhe five thousand per year jama karane hai 14 year ke bad kitane rupee milege

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sir mujhe malum nahi hai ki 1000 kitane year tak jama karana hai. pless mujhe bata dena. mo. 9415500392

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Sir if I pay monthly 1000/- after 14 years how much I am getting, and after 21yers HW much iam getting.

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I am opening a new account with suknya
Please procedure for openning accou t with suknya this us my mobile no 8009623990

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    My daughter born on 19 Jan 2016
    Sukanya samridhi yojna ka fayda le skti h , poori details ke sath aap iss yojna ke bare me bataiye….
    Isme kitna paisa jama krna h , or kitne time tk or kitna milega interest ke sath plz reply this is my mobile no 8009623990
    This is my email id
    rdatt4041@gmail.com

    Reply

      My daughter’s DOB 19-5-2009
      If deposit 1000/year . how much I’ll get back at the age of 21yrs
      Of daughter. Pls inform me

      Reply

If I pay 1000 per year. …hw much do I get after 21 years

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sir ye yojana good hai….

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mera what’sup no.9782411814 h plz mujhe hindi main ssy k bare main batain ki 1000 rs per month h ya per year 14 years main 14000 jama karwane par 21 year baad meri beti ko kitna anount milega

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AJAY KUMAR SHARMA February 12, 2016 at 12:40 pm

Dear Mam/Sir
Plz send me details of the same for my daughter who’s birth year is 2008. And how can view my account details online? & manually. what will benefit in case of dearth of guardian or Patients.

Reply

Sir,
My doughter DOB is 7/4/2007.
So can I open the account for her future as per pm scheme. ( Sukanya Yojana).
Kindly confirm.
Thanks.

Reply
anil kumar sharma February 11, 2016 at 10:05 pm

MERI BETI KA DOB.22.05.2009 HAI MUZHE SSY YOZNA KA DETAILS HINDI ME PLEASE DIJIYE MERE GMAIL ID PAR YA MERE MOB PAR 9870696412

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Ye policy Chalu karne ke liyje beti ka 1sal ka hona jaruri he kya

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Plz send details to my mail id my daughter born dec 2007 only one child. TnQ

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Mr Bipin R Pawar February 10, 2016 at 8:21 am

Plz send me details of the same for my daughter who’s birth year is 2006

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my dater 2. tel me schemes details
for my Telugu people
help me

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Muje account detail sand plz mail

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Sir,
I have open two ssy accounts as a mother guardian. I want to take benefits in tax rebate. In case of mother guardian it couldn not possible. Now next year I want take tex rebate. In case can I change the guardian as father. Please send details in my I’d. Thanks

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I have open my daughter account for suknya but what will benefit in case of dearth

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send me details such as how much money deposited by age and how many money returns ….after..
(any chart like apy )

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mahendra pratap singh February 7, 2016 at 2:04 pm

is ki puri jankari btane ki kripa kare
sale me kitna bharna hy kitne sal ka hy ya phir koi aur jankari

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shambhu dayal saini February 6, 2016 at 10:49 pm

please send more detail of SSY & last date about SSY

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pls send details to my mail id . my daughter born 1 jan 2008

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pls send details to my mail id. my daughter 2008 born .

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Balwant Singh Bisht February 3, 2016 at 10:54 am

I am father of a Single girl child and she has attained a age of 18 last september. Today, I came across “Sukanya Samriddhi Account Scheme”, but as you see I cannot avail it. Can you send me details of any other scheme wher my child can benifit from.
Thanks in advance.

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pravin pateliya January 28, 2016 at 7:04 pm

dear sir,

what amount will be at 14 & 21 year if i deposit 1000/- rs per month ??

i had opened Sukanya Samriddhi Yojana AC For My daughter Day Before Yesterday

Reply

Sir
Meri ladki ka date of birth 17-08-2009 hai .
Mai uska account open krta hu to mujhe kab tak paise bharne padenge aur total kitna milega

Reply
om prakash suman January 17, 2016 at 10:40 pm

Sir, mere daughter ka born 12.1.2016 no hua hai. Kya hm scheme le skate hai kya

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CAN WE APPLY FOR THIS YOJNE ONLINE THROUGH INTERNET BANKING

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If we calculate interest@9.2% on Rs. 1000 it will be 92. How it will be possible to maturity amount Rs.more than 600000 after 21 years

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Chirag Ramanbhai Patel January 15, 2016 at 12:16 pm

I saw this information of sukanyan simriddhi yojana but its too much invest money per account 1,50,000/- Rs. in deposite.
i can’t do this plan.
Thanks.

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Meri beti ka janm tithi 8 nov 2015 our mein 1000 rs suru karunga our 500 rs per month dalunga to 21years ke bad hume kitna milega

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हरी पुंड January 14, 2016 at 11:50 am

STATE BANK OF INDIA में ” सुकन्या योजना ” योजना शुरू की गई है, जिसमें जिनको 1 से 10 वर्ष तक की बेटी है उनको सालाना 1000/ रूपये 14 वर्ष भरने पर, यानि 14 साल में 14000/- भरने पर बेटी के 21 में वर्ष में 6,00,000/- मिलेंगे…. . सभी परिवार तक ये खबर पहुचा दो। सरकार ने ये योजना पुरे भारत भर में आयोजित की है। सभी इस का लाभ लें।by
सर क्या ये फेक मेसेज है या सही

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post office se SBI me yh yojana ka labh le skate hai

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Muche acount kholana hai but post ofice me nahi khol rahe hai

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Sir muje y yojnaki details dijia

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Sir
It is secure to open SSY a/c in private sector banks and plese give me the list of that banks.

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Sir mai daughter Ki ssy open kiya hoo 12/03/07 dob aur kitne sal rs bhara hair

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Dear sir mujhe suknya yojna bare detil plz

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sachin suryawanshi December 25, 2015 at 12:02 am

सरजी, . . . . . . . . . . . . . . . . . .मै कल बॅंक आॅफ बडोदा, रामवाडी शाखा धुले,महाराष्ट्र गया तो मॅमॅनेजर ने बताया की सुकन्या योजना बंद हो गयी है कृपया अधिक जानकारी दे

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Akhil Mishra ‘Mishra’ December 24, 2015 at 9:38 pm

What is sukany samradhi yojna;please explan
It in direct word so thank very much !

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sir auto debit ka b option h kya isme

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rajendra kumar.
see on the scheme maturity details on google

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one girl one acount .,2 girls 2 accounts. Individuals

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I was started sukanya samridhi policy on 1 DEC 2015 I have a dought regarding this yojana. How to calculate per year for interest I.e from 1dec2015 to1dec2016 or up to march 31 2016 is for one year

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Suraj Singh Sikarwar October 31, 2015 at 6:43 am

Sir,
I have already opened SSY account of my Girl child but i would like to knowing that How can we open her account through the internet to know,how many amount deposited by mine and total amount deposited with government interest in her account till date.

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Modi ji all the program and scheme not found in odisha cuttack sadar

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Required the total amount of maturity of kanya semridhi yojana

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Sir plz give me detail in my account no 3065170

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Deepanjan Chakraborty October 6, 2015 at 1:27 pm

Hi
There is bit confusion of Closing/withdrawal of Sukanya account. Is it when girl’s age is 21 then we can close or full withdraw the account.(Means suppose my girl age is now 9 year so after 12 years (9+12 =21) we can able to do full withdraw) Or the difference of Date of opening account and closing date become 21 years then one can close or full withdraw A/C please clarify

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Brij Kishore Pitaliya October 2, 2015 at 3:06 pm

What about tax treatment? On deposit and withdrawal/maturity.

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mai apne bhai ki beti ke nam se a/c khol sakta hu kya

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Mrs rachana n Khobragade October 1, 2015 at 5:59 pm

Hello, my daughter dob is 6th Jan 2015,can I open account??? If I deposited 10000/- per year, what amount I will get after maturity…??? Plz rply given email… Thank.

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My daughter dob is 4th september 2015. Can i open.
What amount i will get after maturity. If i deposite 2000 per year.

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sonuk ku Chaudhary September 27, 2015 at 1:22 pm

ma bohot garib hu pilj Mara half kary
is tat Bihar jila rohtas sahr dahri on son wad no 32

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My daughter born on 4.2.2005. At presently How much amount deposit per yearly. In maturity date how many amount we received.

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My daughter born at 3 july 2015.
Sukanya samridhi yojna ka fayda le skti h , poori details ke sath aap iss yojna ke bare me bataiye….
Isme kitna paisa jama krna h , or kitne time tk or kitna milega interest ke sath plz reply

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Dear sir,
My daughter was born in kuwait. But she has an Indian passport. Is she eligible for this scheme?

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good sckme sir ji

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My daughter dob is 15 aug 2015. Can i open.
What amount i will get after 21year. If i deposite 2000 per year.

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New sukayn account open

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mai apni beti ka sukanya samridhi yojna khulwa na chata hu yearly 1000 dena hoga ya monthly or maturity me kitna milega

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abki baar fir modi sarkar….
thanku so much modi ji for give us that kind of schemes

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if i deposit 1000/-pm in sukanya samridhi yojna than how much amt i get on maturity like on the age 21 of my daughter i started this scheme in aug 2015 n my daughter’s birth year is 2012

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    Sir mera beti ka D.O.B . 08-01-2011 hai
    Agar mai per month Rs 1000 deposit karta hu to ye 14 year me 168000 ho jata hai to 21 year me kitna milega

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My girl child date of birth 17 august 2015
Any modi schemes new plz send me formality and
Bank where I cash deposited

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My daughter’s D.O.B. is 22-08-2005.
She will be 10 years on21 -08-2015(tommarrow).
Can I open sukanya a/c after 22-08-2015 ?

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my daughter’s D.O.B is 20-10-2005. Can i open sukanya samriddhi a/c

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abki baar fir modi sarkar….
thanku so much modi ji for give us that kind of schemes

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NAKUL kumar singh August 14, 2015 at 12:39 am

I have to open sukanya account

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baikunth nath keshari August 6, 2015 at 12:56 pm

My daughter age is 11 yrs.ideposit rupees 1000 per month . How much I will get attaining 21 yrs of my daughter

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My daughter born on 28th April 2010. Can I go for the account. And can I open dis inSBI bank. And the problem us that before her surname was different nd now its different. I hav the gadget copy of changed name. So in future their wont be ny problem na.

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Preetha Vidyasagar August 3, 2015 at 8:03 pm

My daughter born on 11th July 2015, can I go for Sukanya Sambhridhi Account..

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Bahut bhadiya

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How can I check my Sukanya Samriddhi Account that allready opened by me for my daughter two month before at our local post office ,that is true or false? I mean the a/c is true/false?Bacause the post office working mannualy.

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Sir i have one daughter and one son then this scheme is for me

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Yes You can open sukanya sambrudhi Account.

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Yes You can open sukanya sambrudhi Account.

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My 2 girl born in 23-1-2011 in second 8-2-2015
Ye yojna mil sakti h

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Manaharba Anilkumar Tapariya July 3, 2015 at 8:47 am

I want to open say account. Payment mode is monthly or yearly? I don’t understand.

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Bharat Gandhi July 1, 2015 at 8:00 pm

Very good scheme .

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kya ham yah yojna ko kahi v khol sakte he kya or kholne ke bad ese kahi or state me transfer kar sakte he kya. ye khata kholne ke liye kya -kya formalities chahiye

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Yash Pal Aggarwal June 18, 2015 at 10:50 pm

Age Eligibility: “A Sukanya Samriddhi account can be opened for a girl child till she attains the age of 10. The scheme started from 2 December, 2014. An initial grace period of one year has been announced for convenience. A girl child, who is born between 2 December, 2003 and 1 December, 2004, can open account by 1 December, 2015.” Please inform me If the girl child born after 01-12-2004 want to open the account, can she eligible to open the account or not. Clarify…

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Rituparna Sengupta June 12, 2015 at 11:50 am

Hi Chetna,

Visit the post office branch where you hold the account with your passbook and KYC documents. The girl child is not required to be accompanied at the branch, unless she is managing the accounts herself. You need to surrender the passbook given to you by post office at the time of opening of the account. Inform the post office executive that you want to close your account at post office and want to transfer the account to a particular bank. The bank executive would close the account at post office and prepare necessary documents that you need to submit at the bank branch where you wish to get the account. Visit the bank branch where the account has to be transferred and submit the papers to the concerned executive. The bank official would ask for your KYC documents and the papers given to you by the post office. The bank official would create a new passbook which would comprise of the carried forward balance from the previous account at post office. The new account would be activated at the bank branch and you can start banking from here on.

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Rituparna Sengupta June 10, 2015 at 3:16 pm

Hi Mr. Verma,
There are specific SBI branches which are being listed for opening this account. Please check with the branch if it is listed. Otherwise try with some other bank in your city.

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Rituparna Sengupta June 10, 2015 at 3:14 pm

Hi Surendra,
21 years from the date of opening of your account.

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Rituparna Sengupta June 10, 2015 at 3:10 pm

Hi Kailash,
SS account will be in your daughter’s name. You will only be the guardian and depositor. And the amount can only be deposited via cash, cheque or demand draft. You cannot link your account with this account.

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Rituparna Sengupta June 10, 2015 at 3:07 pm

Hi Chetna,
Yes you can transfer the account from Post Office to any other listed Banks.

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Good thing

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Kailash chandra Behera June 9, 2015 at 5:29 pm

I want to open a sukanya samrudhi account in the name of my daughter whose date of birth is 07/01/2010,i hv net banking in SBI.how can i interlink SSA with my account

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can we transfer ssy account from postoffice to sbi bank

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State Bank of India Shastrinagar Jodhpur (SBI0003258) continuously, till today 8 June 2015, refusing to accept application to open the Sukanya Samriddhi account on the ground that circular to open such accounts not received by the bank, although it started on 2 Dec 2014 and forget the grace period, even girl children below 10 years will become over 10 years if banks so deny the benefit.

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    my daughter born at 1/9/2007 now she is 8 year old how many years I will deposit money and how type i will get return money .if I married my daughter at 21 years old .raveendra plz reply

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Sir jo aap 21 sal me maturity batate hain wo 21sal acount khulbane ki date se ya ladki ki age 21 par maturity hogi. Please reply me

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Assottom Ghosh June 5, 2015 at 2:25 pm

1.if the father/guardian got expired between the scheme period how to get profit to the child?

2. how to change Name of the child Spelling?

3. after 18 years old child don’t agree the Money withdrawal.
in the time his father / guardian Money withdrawal is possible?

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    Afzal Hussain July 30, 2015 at 9:16 am

    My child is 8 yrs old.If I choose SSY scheme, could I get full maturity benefit at the age 20yrs of the child at the time of marrage? If yes what documents have to be produced? Pls explain in details.

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    I also want to know that if the father/guardian got expired between the scheme period how to get profit to the child?
    After 21 years old child don’t agree to withdrawal money or expired that time father/guardian money withdrawal is possible?

    Reply
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