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Pradhan Mantri Jan Dhan Yojna

November 22, 2018
Atal Pension Yojana (APY) Image

Financial inclusion and a universal social security system have been high on the NDA government’s agenda. Ever since the BJP came to power at the centre, PM Narendra Modi, FM Arun Jaitley and the Cabinet have worked towards promulgation of new schemes that give financial security to the common man. The first step towards the achievement of social security was the rollout of the Pradhan Mantri Jan Dhan Yojana (PMJDY). With Phase I being declared [...]Read More

July 15, 2018

Pradhan Mantri Jan Dhan Yojana is the flagship financial inclusion plan of the NDA Government. The Finance Ministry rolled out this scheme to enable each household in the country to have access to at least one bank account. All Indian citizens can now avail of a bank account despite the lack of KYC documentation. These bank accounts are valid for a year within which account holders must furnish proof of having applied for valid documents [...]Read More

November 29, 2016
Rise in Jan Dhan Account Deposits After Note Ban

Prime Minister Narendra Modi’s move of demonetisation of Rs 500 and Rs 1000 currency notes has resulted in a surge of the total balance of the Jan Dhan accounts under the Pradhan Mantri Jan Dhan Yojana (PMJDY). As per an online data update, the total balance in the Jan Dhan accounts have increased by 60%. While the accounts stood at Rs 45,637 crore on November 9, 2016, a day after demonetisation was announced; it rose [...]Read More

May 8, 2015
Pradhan Mantri Suraksha Bima Yojana (PMSBY) Image

Prime Minister Narendra Modi has launched another flagship social security scheme Pradhan Mantri Suraksha Bima Yojana (PMSBY) which is an accidental death and disability insurance scheme. A large part of the Indian population lives in rural areas and most of them are not covered under any kind of social security scheme. A large section of this population has not even gained the benefits of the banking system and most are still unaware of various governmental [...]Read More

May 8, 2015
Prime Minister Jeevan Jyoti Bima Yojana (PMJJBY) Image

                    The Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is one of the several ambitious social security programmes initiated by Narendra Modi. It is basically a term life insurance policy that can be renewed either on a yearly basis or for a longer period of time. It will provide life insurance coverage on the death of the policyholder. Who is Eligible? The Pradhan Mantri Jeevan Jyoti Bima Yojana will [...]Read More

January 31, 2015
Jan Dhan Yojna - BC scheme

Prime Minister Narendra Modi wants to end financial untouchability in the country through an ambitious financial inclusion scheme on mission mode. Therefore he launched the world’s largest financial inclusion scheme, Pradhan Mantri Jan-Dhan Yojna (PMJDY) on August 28 last year and perhaps wrote a success story as target was met ahead of schedule. The scheme, essentially, aims to liberate the poor from the vicious circle of deprivation and exclusion. Nearly 100 per cent coverage of [...]Read More

January 2, 2015
Pradhan Mantri Jan Dhan Yojna (PMJDY)

The Pradhan Mantri Jan Dhan Yojana (PMJDY), the flagship financial inclusion scheme of the NDA Government, is nearing completion of Phase I. The scheme endeavours to include all the citizens hitherto excluded from the mainstream banking system and provide them bank accounts, debit cards, and accident insurance coverage.  Additional life insurance is being provided to those signing up for savings accounts under this scheme before the Republic Day of 2015. The PMJDY was launched by [...]Read More

November 18, 2014
PM Jan Dhan Yojana

The Pradhan Mantri Jan Dhan Yojna (PMJDY) is the flagship financial inclusion plan of the Modi-led NDA Government. The scheme was launched by Prime Minister Narendra Modi on August 28 this year. The basic purpose of the scheme is to bring all Indians into a network of financial inclusion, by ensuring every household has a bank account. The bank account also makes it easy for the Government to disburse welfare benefits to the deprived in foolproof [...]Read More

September 22, 2014
Jan Dhan Yojna

The Pradhan Mantri Jan Dhan Yojana is the NDA government’s flagship financial inclusion scheme launched by Prime Minister Narendra Modi on August 28, 2014. The scheme promises to provide bank accounts to the 42 percent Indian population that currently lacks access to the nation’s banking system and basic financial facilities such as insurance and debit cards. Customers opening bank accounts opened under the scheme shall not be required to fulfil the KYC norms for about [...]Read More

September 3, 2014
Day 100 of Modi Sarkar

One of the major complaints with India over the years has been its red tape or rather the infamous tendency of bureaucrats and officials to keep a particular process in the loop till it loses relevance. Countries such as the US have also expressed their reservations about it. India has now signed a historical pact with Japan and Modi has promised the Japanese that India will make sure that it does not have to face [...]Read More

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